At Capitol Expressway Auto Finance our finance specialist work to provide car loan and finance solutions in the San Jose, Oakland, San Francisco, CA bay area.
Below are a few frequently asked questions regarding auto financing for new and used cars, credit scores, and credit restoration.
Q. Can I get financed on a vehicle if I have credit problems?
A. We can help most everyone regardless of their credit situation.
Q. What factors can effect my credit score?
A. The factors that effect it the most are
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Length of time at a permanent residence
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Employment history
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Length of time your credit has been established
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Amount of credit used when compared to available credit
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Late payments
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Bankruptcies, charge-offs, collections and other negative information
Q. How can I increase my credit score?
A. Obtain an installment loan such as an auto loan, pay bills on time, and do not apply for credit frequently. Although a few inquiries do not effect your score, many inquiries do have a significant effect on your score.
Q. My bankruptcy was just discharged, can I get an auto loan?
A. Yes you can. We offer many types of loan programs to fit many types of challenged credit situations.
